PRIVACY AND SECURITY
Bower Mortgage Company is committed to protecting your privacy, and takes
its responsibilities regarding the security of customer information
very seriously. This policy explains how we use customer information
and how we protect your privacy.
We are required to verify your identity in accordance with Anti-Money Laundering regulations.
No mortgage offer or insurance acceptance terms will be produced until such verification has been obtained.
From time to time we'll tell you about new services. You can choose not to receive this information when you meet with us during the arrangement of your mortgage.
We may also want to provide you with related information from third parties that we think may be of interest to you or whose products or services may be of interest to you. You can change your instructions at any time by writing to:
The Data Protection Officer (Compliance Dept) at Bower Mortgage Company Ltd.
For the purposes of the Data Protection Act 1998, the Data Controller in relation to any personal data you supply is Bower Mortgage Company Limited.
Compliance and Insurance
Our internal auditing procedures include monitoring and compliance with Financial Services Authority guidelines.
We maintain Professional Indemnity Insurance.
Use Of Customer Information
We require certain information to allow us to help you find a mortgage.
This includes, for example, your name, address, telephone number,
and email address, as well as a bit of information about your mortgage
requirements.
This information allows us to put you in touch with your local BMC
mortgage broker, and to understand your mortgage requirements. We
ask for your telephone number so that we can contact you - however,
if you wish to only be contacted by email then get in touch by emailing
us at info@bmcuk.co.uk
We will not carry out a credit search without your prior consent.
Bower Mortgage Company provides a free initial consultation and
you are under no obligation to complete a transaction with Bower Mortgage Company
at any stage.
All data provided is treated in the strictest of confidence. The information you provide to us will only be used by our partners
and associates to help provide the mortgage information you are
seeking. It will never be passed to third parties for marketing
or other purposes.
As your mortgage broker, we reserve the right to discuss your personal circumstances with any lender in order to determine the most appropriate product for your needs. We or the lender may undertake a credit check upon receipt of your mortgage application, or in some cases before an application is submitted, to enable the preparation of an "Agreement in Principle". We will seek your permission before this credit check is undertaken. This check may be registered as part of your credit record. The lender may also supply information to a Credit Reference Agency regarding the way your account is managed.
Security to Protect Your Information
As required by the UK Data Protection Acts of 1984
and 1998, we follow strict security procedures in the storage and
disclosure of information which you have given us, to prevent unauthorised
access.
Disclosure To Third Parties
Bower Mortgage Company does not sell, trade, or rent your personal information
to others. We never disclose information contained within an enquiry
to any other person or organisation unless we are unable to help
provide the mortgage advice you need - in which case we will contact
you first to make sure you're happy for your details to be passed
on.
If you have any further questions about our Privacy Policy or its
implementation, please contact us.
The Company
This site is made available by Bower Mortgage Company Ltd.
REGISTERED ADDRESS - Bower Mortgage Company Ltd (c/o Oppenheim
Scroxton) Registered in England and Wales no 5788110 - 52 Great Eastern Street
London EC2A 3EP.'
Bower Mortgage Company Ltd is authorised and regulated by the Financial Services Authority. Our
FSA register number is 451607. You can check this on the FSA's Register by
visiting the FSA's website www.fsa.gov.uk/register or by contacting the FSA on
0845 606 1234.
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments
on your mortgage.
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